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    • Quick Insurance Quote
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  • Insurance
    • Auto Insurance >
      • Auto Insurance
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
      • Roadside Assistance
    • Life Insurance
    • Business Insurance >
      • Business Owner's Package (BOP) Insurance
      • Event Insurance
      • Insurance Bonds
      • Workers Compensation
    • Property Insurance >
      • Home Insurance
      • Condo Insurance
      • Landlord Insurance
      • Renters Insurance
      • Earthquake Insurance
      • Flood Insurance
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
  • Clickable Coverage
    • Auto
    • Brewery
    • Business
    • Condo
    • Condo Building
    • Contractor
    • Cyber Liability
    • Farm
    • Fitness-Center
    • Garage-Repair Shop
    • Golf Course
    • High Net Worth
    • Home
    • Life
    • Manufacturer
    • Medical Office
    • Non-Profit
    • Property-Manager
    • Renter
    • Restaurant
    • Technology Firm
    • Work Safety
  • Service
    • Auto Policy Change
    • Homeowners Policy Change
    • Report a Claim
    • Make a Payment
    • Update Contact Information
    • Proof of Insurance
    • Contact My Carrier
    • Request a Free Consultation
    • Privacy Policy
  • Resources
    • Get Our Mobile App
  • Carriers
    • AAA
    • AAA Life
    • American Modern
    • American Strategic Insurance
    • The Cincinnati Insurance Companies
    • Encompass
    • Foremost
    • Integrity Insurance
    • Nationwide
    • Progressive
    • Safeco
    • Selective
    • State Auto Insurance Companies
    • Travelers
    • The Hartford
    • Universal Property & Casualty Insurance Company
    • West Bend
    • Western National
    • Westfield Insurance
  • About
    • Our Team
    • Why Choose an Independent Agent?
    • Accessibility Statement
    • Trusted Choice Commercial
  • Contact

Boat Insurance

When's the last time you reviewed your boat insurance policy? Let's take a few minutes to make sure you're covered for everything and getting the cheapest boat insurance rates.

Get a Quote

What is Boat owners Insurance?

Boat insurance protects a boat, its owner, and passengers in the event of a loss. 


Boat insurance can include all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.

Boating Insurance Coverages

  • Liability Coverage - pays for injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal depending on your policy.
  • Collision Coverage - pays for damages to your boat, motor, trolling motor, trailer along with the permanent and some portable boating equipment as a result of a covered accident with another boat or object.
  • Comprehensive Coverage - covers damages to your boat, motor, trolling motor, trailer and some permanent and portable boating equipment that are the result of events other than collision. For example, this can include damage from fire, theft or storms.
  • Uninsured or Underinsured Boater Coverage - Covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater and also in some cases a hit-and-run boater.
  • Medical Payments - Cover medical expenses for the treatment of injuries that are incurred by you or your boat passengers while operating or occupying your boat.
  • On-Water Towing and Labor Coverage - This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.
  • Fishing Equipment Coverage - Specific coverage to help pay for damage to fishing equipment while on your insured boat or while being carried onto or off of your insured boat.
  • Personal Effects Coverage - pays replacement cost for damages or losses of your personal property while on board or while being carried onto or off of your insured boat.

    Contact us to learn more about the right boat insurance for you.
Contact us
(507) 226-8481
826 S Broadway
Rochester, MN 55904
contactus@sandvikagency.com
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Sandvik Insurance Agency
826 S Broadway
Rochester, MN 55904
(507) 226-8481
(855) 726-3845
contactus@sandvikagency.com

Location

Serving the Rochester MN area, including Byron MN, Chatfield MN, Dodge Center MN, Dover MN, Eyota MN, Hayfield MN, Kasson MN, Lewiston MN, Mantorville MN, Oronoco MN, Pine Island MN, Plainview MN, St Charles MN, Spring Valley MN, Stewartville MN, Wabasha MN, Zumbro Falls MN, Zumbrota MN, and surrounding areas.
​​Licensed in MN, WI, IA, SD, AZ
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