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  • Insurance
    • Auto Insurance >
      • Auto Insurance
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
      • Roadside Assistance
    • Life Insurance
    • Business Insurance >
      • Business Owner's Package (BOP) Insurance
      • Event Insurance
      • Insurance Bonds
      • Workers Compensation
    • Property Insurance >
      • Home Insurance
      • Condo Insurance
      • Landlord Insurance
      • Renters Insurance
      • Earthquake Insurance
      • Flood Insurance
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
  • Clickable Coverage
    • Auto
    • Brewery
    • Business
    • Condo
    • Condo Building
    • Contractor
    • Cyber Liability
    • Farm
    • Fitness-Center
    • Garage-Repair Shop
    • Golf Course
    • High Net Worth
    • Home
    • Life
    • Manufacturer
    • Medical Office
    • Non-Profit
    • Property-Manager
    • Renter
    • Restaurant
    • Technology Firm
    • Work Safety
  • Service
    • Auto Policy Change
    • Homeowners Policy Change
    • Report a Claim
    • Make a Payment
    • Update Contact Information
    • Proof of Insurance
    • Contact My Carrier
    • Request a Free Consultation
    • Privacy Policy
  • Resources
    • Get Our Mobile App
  • Carriers
    • AAA
    • AAA Life
    • American Modern
    • American Strategic Insurance
    • The Cincinnati Insurance Companies
    • Encompass
    • Foremost
    • Integrity Insurance
    • Nationwide
    • Progressive
    • Safeco
    • Selective
    • State Auto Insurance Companies
    • Travelers
    • The Hartford
    • Universal Property & Casualty Insurance Company
    • West Bend
    • Western National
    • Westfield Insurance
  • About
    • Our Team
    • Why Choose an Independent Agent?
    • Accessibility Statement
    • Trusted Choice Commercial
  • Contact

Renters Insurance

Could you afford to replace all your belongings if they were a fire, theft or other major loss tomorrow? It only takes a few minutes to see how affordable renters coverage can be.

Get a Quote

What is Renters Insurance?

Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. This includes liability insurance. The tenant's personal property is also covered against named perils such as fire, theft and vandalism. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant's belongings

How Much Renters Insurance Do I Need?

The cost of renters insurance and the amount of personal property coverage you need depends on how much your property is worth.

To get a better understanding of your coverage needs, ask yourself the following questions:
  • How much are my belongings worth?
  • Could I afford to buy it all back again if it were destroyed in a fire or stolen?
  • What would I do in the event of a liability lawsuit against me?
And one more thing. If you have ever asked yourself "Do I need renters insurance?" the answer is probably yes.
Contact us to learn more about the right property insurance for you.
Contact us
(507) 226-8481
826 S Broadway
Rochester, MN 55904
contactus@sandvikagency.com
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Sandvik Insurance Agency
826 S Broadway
Rochester, MN 55904
(507) 226-8481
(855) 726-3845
contactus@sandvikagency.com

Location

Serving the Rochester MN area, including Byron MN, Chatfield MN, Dodge Center MN, Dover MN, Eyota MN, Hayfield MN, Kasson MN, Lewiston MN, Mantorville MN, Oronoco MN, Pine Island MN, Plainview MN, St Charles MN, Spring Valley MN, Stewartville MN, Wabasha MN, Zumbro Falls MN, Zumbrota MN, and surrounding areas.
​​Licensed in MN, WI, IA, SD, AZ
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