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Sandvik Insurance Agency Blog

Car Insurance Savings

12/11/2014

4 Comments

 
Picture
Shedding Light On Car Insurance Savings
It can be easier than you think to put the brakes on high auto insurance rates – as an independent agency, Sandvik Insurance Agency can help! We can review your policy and possibly help you find a variety of illuminating ways to save money. Here are some things you may want to consider:

• Ask us to check several companies’ rates. This is the single most important thing you can do to get the best possible rate—and we can do it for you quickly and easily. The difference between the highest and lowest rate available to you from different companies could vary by hundreds of dollars.

• Reduce or drop physical damage coverage on an older car. Depending on your car’s age and where you live, comprehensive and collision coverage may not be worth keeping. We can give you advice on whether it makes sense to reduce or drop this coverage altogether.

• Raise your deductible. According to the Insurance Information Institute, raising your deductible from $200 to $500 could reduce your collision and comprehensive cost by 15 to 30 percent. In addition, because the average driver files a collision claim only once every ten years, odds are that over the lifetime of your car, a higher deductible will save you money. We can show you how raising your deductible will lower your premium.

• Look for discounts. Many insurance companies reduce premiums for certain driver traits or car features. For example: being a homeowner for more than three years, nonsmoker, nondrinker, students with good grades, senior citizens who have taken an approved defensive driving course, people who only drive for pleasure, cars kept in garages, antilock brakes, antitheft devices, air bags, etc. Ask us to check.

• Don’t assume having your car and home insured by the same company is the best option. Because auto insurance rates vary so much from company to company, it may make sense for you to have your car and home insured by separate companies. Let’s talk about it.

To learn more about all an independent agency can offer you, call Sandvik Insurance Agency or email us at contactus@sandvikagency.com.
4 Comments
Adam Golightly link
4/12/2021 05:38:02 pm

My cousin has been thinking about getting some insurance for her truck to make sure that they can get the right protection. Getting some from a professional could allow them to be a lot safer without any problems. It was interesting to learn about how they can raise the deducible to reduce costs in the collision, and comprehensive costs

Reply
cars for sale Dover Delaware link
3/2/2022 03:01:59 pm

Check several companies’ rates. This is the single most important thing you can do to get the best possible rate.

Reply
INSURANCEPLANT link
3/16/2022 09:57:35 pm

Hello Dear
I really enjoy visiting your website and I create a website: https://insuranceplant.com/
You can visit my site to get the necessary information. I expect a backlink from your website and I will give you a backlink too

Reply
Eli Richardson link
4/25/2022 03:22:11 pm

It's so cool that you elaborated on how we could get a good price for auto insurance. My brother's buying his first car in a couple of weeks, so I think he should know about his insurance options first. I believe my brother could qualify for a discount, so I'll talk to him when I see him over the weekend. Thank you for the advice on car insurance and what to consider before investing in it.

Reply



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Sandvik Insurance Agency
826 S Broadway
Rochester, MN 55904
(507) 226-8481
(855) 726-3845
contactus@sandvikagency.com

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